Holdfolio is a private online real estate investment platform founded on the principle of creating partnerships to invest in multifamily real estate. Much like any crowdfunding platform/portal, Holdfolio allows a group of individuals to join together to invest in a common project. With Holdfolio, investors are able to:
Each deal will have unique deal-level fees like an acquisition fee (1% to 2% typically) and an asset management fee (2% typically) which are standard in the industry. The Holdfolio investment platform does not charge any fees to view these investments. We built the platform to enable the growth of our partnerships; therefore it is a value-add service to our business model- take advantage of the amazing opportunities!
Holdfolio works with both accredited and qualified non-accredited investors.
The minimum investment is typically only $20,000.
Investing with an IRA is a popular way to invest with Holdfolio. We make investing with your IRA a seamless process and we have worked with dozens of IRA custodians. One of our favorites is The IRA Club.
Holdfolio makes money from the real estate we own with our investors. This includes rental income & profits from the sale of properties.
Holdfolio purchases multifamily real estate, typically apartment complexes with at least 80 units or more. The type of property will be described in great detail for each investment opportunity that becomes available.
Offering is the term used to define the process in which a private or public company offers securities for sale. The term “offering” may be synonymous with “deal” or “investment opportunity”. Holdfolio’s offerings will be found on the Invest page, this is where you can view opportunities to invest with Holdfolio.
A security is what you own when you invest in the stock market. It is the share of ownership in a company, which is what you own when investing with Holdfolio. You typically own a percentage interest of the company that owns the property.
While each real estate investment opportunity may be different, Holdfolio typically aims to deliver our partners double digit overall returns. That is returns in excess of 10% per year. Each investment opportunity will include financial projections prepared by Holdfolio, which are based upon our expertise and educated assumptions. While we like to provide conservative projections, it is required that each investor understands that past performance does not indicate nor guarantee future results.
Holdfolio defines a targeted hold period for each investment. This indicates the amount of time you should anticipate it will take to receive your principal investment back. The hold period is not guaranteed due to a number of different factors including an ever changing economy and unpredictable fashion in which opportunities may present themselves. It is Holdfolio’s job to make decisions to optimize each investment. A popular way for investors to receive their principal investment back is through the sale of the properties or a refinance loan, which typically happens with 3 to 7 years.
All of the details for each property is made available to view online and you are also welcome to visit the property onsite. Holdfolio also extends a warm welcome to anyone interested in visiting our headquarters in Indianapolis, IN.
Each offering will have an “Investment Agreement.” This document will be signed online during our easy 4 step investment process.
Holdfolio disburses earnings to our partners on a quarterly basis.
Debt financing is an integral part of our multifamily real estate holdings. Our company will procure and sign on the loans directly and be responsible for their repayment. We are very risk-averse when it comes to debt and always focus on having stronger cash flow over higher leverage and the potential for higher returns. The debt structure, if any, will be described in each specific investment opportunity.
As our partner, you will receive regular communication from us. You can review financial statements & performance updates at least once per quarter, all online through your investor dashboard.
Our investors receive a Form K-1. You simply forward this document to your accountant or tax professional, and it’s as simple as that. The Form K-1 will report your taxable income from the investment.
While there is no public market to sell your ownership, it is still possible. Holdfolio must approve each sale and Holdfolio also holds a first right of refusal to purchase any ownership that is for sale. If Holdfolio chooses not to purchase your ownership, then we can assist in matching a prospective buyer within the private network to help facilitate the sale. These transactions are subject to certain guidelines under the Securities Act of 1933. Please refer to the offering documents and your legal counsel if you chose to sell your securities with Holdfolio, legal and accounting costs may be associated with a sale.